使用相关产品或服务前，请阅读并了解本条款。使用我们的产品或服务，即表示您同意按照本条款及适用法律合理使用相关产品和服务。

不同产品、平台或功能可能适用补充条款。如补充条款与本条款针对特定事项存在不同规定，则相关补充条款适用于该特定产品、平台或功能。

1. 产品与服务

我们提供软件、应用程序及相关数字化产品和服务。

Proud Life Calculator 是一款计算及实用工具，提供基础计算、科学计算以及其他计算、换算和辅助功能。

我们可能根据产品发展、技术条件、用户需求、法律法规或平台要求，对产品的功能、界面、内容或服务方式进行调整、完善或更新。

具体可用功能可能因产品版本、设备、操作系统、国家或地区而有所不同。

2. 使用许可

在您遵守本条款及适用法律的前提下，我们授予您一项有限的、非独占的、不可转让的许可，以按照产品正常用途使用相关软件和服务。

除适用法律另有允许或我们另行授权外，您不得：

• 以违法、欺诈或侵犯他人合法权益的方式使用我们的产品或服务；
• 未经授权复制、出售、出租、转授权或商业分发我们的软件；
• 对软件进行未经授权的修改、规避技术保护措施，或以其他方式干扰产品的正常运行；
• 利用我们的产品、服务或相关内容侵犯他人的知识产权、隐私权或其他合法权益；
• 以可能损害、干扰或不合理增加产品、网站、平台或相关基础设施负担的方式使用相关服务。

本条款不限制适用法律赋予您且依法不得排除的权利。

3. 购买、订阅与退款

部分产品或功能可能免费提供，部分产品或功能可能需要一次性购买、订阅或其他形式的付费才能使用。

具体价格、计费周期、免费试用（如有）、订阅权益及其他重要购买条件，以购买时相关产品页面及应用商店或支付平台显示的信息为准。

购买前，请您充分了解相关功能、价格及购买条件，并确认产品符合您的实际需求后再进行购买。

如购买通过 Google Play、Apple App Store、Microsoft Store 或其他第三方平台完成，相关付款、续订、取消及退款通常由相应平台按照其规则和适用法律处理。

除非适用法律另有要求或相关平台规则另有规定，购买完成后，我们通常不直接受理或处理通过第三方平台完成交易的退款。如您需要申请退款，通常应通过购买时使用的平台，按照其退款政策和流程提出申请。退款是否获批，通常由相关平台根据其规则及适用法律决定。

对于自动续订的订阅，除非您按照相应平台规定的时间和方式取消，否则订阅可能按照购买时显示的条件自动续订。

您可以通过购买所使用的平台提供的订阅管理功能查看、管理或取消相关订阅。

本条款不影响适用法律规定的、依法不得排除或限制的消费者权利。

4. 知识产权

我们的软件、网站、界面设计、文字、图形、图标、程序代码及其他相关内容中的知识产权，由我们或相关权利人依法享有。

本条款授予您的仅为按照正常用途使用相关产品和服务的有限许可，并不意味着相关知识产权或所有权向您转让。

您对自己依法拥有权利的内容仍保留相应权利。

第三方名称、商标、产品、内容或服务的相关权利属于其各自权利人。

5. 第三方平台、服务与内容

我们的产品或服务可能依赖、连接或提供由第三方运营的平台、应用商店、操作系统、网站或其他服务。

第三方服务由相应第三方按照其自身条款、隐私政策及规则提供。我们无法控制第三方服务的持续可用性、内容或具体运行方式。

通过第三方平台购买、下载或使用我们的产品时，您还可能需要遵守该平台适用的条款和规则。

如本条款与第三方平台就付款、订阅管理、退款、下载或使用规则的强制性规定存在冲突，在适用范围内以相关强制性规定及适用法律为准。

6. 产品变更、更新与终止

我们可能根据产品发展、技术、安全、运营、法律法规或平台要求，对产品或服务进行更新、修改、增加或调整。

部分更新可能改变产品界面、功能或兼容性。

在合理情况下，我们也可能停止提供某项功能、产品或服务。如相关调整影响您已购买的权益，我们将根据具体情况、适用法律以及相关应用商店或平台规则进行处理。

我们不保证所有功能、版本或服务将永久保持不变或持续提供。

7. 免责声明与责任限制

7.1 计算结果

Proud Life Calculator 根据您输入的数据、所选择的功能以及相应的计算规则生成结果。

我们会合理努力维护计算功能的准确性和正常运行，但计算结果可能受到输入数据、参数设置、计算方法、舍入方式、软件版本及其他因素影响。

在作出重要决定前，您应根据具体用途自行核实相关数据和结果，并在适当情况下寻求相关专业人士的意见。

您应对输入数据、参数选择以及如何使用计算结果承担相应责任。

7.2 金融及其他专业信息

部分功能可能涉及利率、投资收益、现金流、贷款、固定收益、财务指标及其他相关计算。

这些功能及其结果主要用于计算、分析和信息参考，不构成投资建议、财务建议、税务建议或法律建议，也不构成对任何投资、金融产品或交易的推荐、招揽或保证。

实际结果可能受到市场变化、金融机构规则、税务规定、费用、汇率、计算假设及其他因素影响。

对于涉及投资、融资、税务、法律或其他重要决定的事项，您应结合实际情况独立判断，并在需要时咨询具备相应资格的专业人士。

7.3 健康相关计算

部分功能可能提供 BMI 或其他与身体指标有关的计算。

相关功能及结果主要用于一般信息和计算参考，不用于诊断、治疗或预防疾病，也不能替代医生或其他合资格医疗专业人士的意见。

健康状况存在个体差异。如您需要作出与健康或医疗有关的重要决定，应根据自身情况寻求适当的专业意见。

7.4 产品可用性与责任限制

产品和服务按其当前版本和实际可用状态提供，并可能不时更新或调整。

我们会合理努力维护产品和服务的正常运行及计算功能的可靠性，但软件和数字服务可能受到设备、操作系统、网络、第三方平台、软件版本、技术故障及其他因素影响。我们不保证产品和服务在任何情况下均不会中断、无错误、完全兼容或完全符合每位用户的特定需求。

对于因计算结果错误或偏差、软件错误、技术故障、兼容性问题、服务中断、第三方服务故障，以及用户输入错误、参数选择错误或对计算结果的误解等原因造成的损失，我们不承担责任，但适用法律规定不得排除或限制的责任除外。

8. 适用法律与争议

本条款及您对我们产品和服务的使用原则上受香港特别行政区法律管辖，但不影响您根据所在国家或地区适用的强制性消费者保护法律可能享有的权利。

如因本条款或相关产品和服务产生争议，我们鼓励双方首先通过合理方式沟通解决。

如争议无法通过沟通解决，则可根据适用法律通过具有管辖权的法院或其他依法适用的争议解决机制处理。

如本条款的任何部分被认定为无效或不可执行，不影响本条款其他部分的有效性和可执行性，但适用法律另有规定的除外。

9. 用户反馈与建议

我们重视并感谢用户在实际使用中的反馈和建议。您的反馈可以帮助我们更好地了解真实的使用需求，并持续改进和完善产品与服务。

在适用法律允许的范围内，除非双方另有约定，您提交反馈或建议，并不因此使我们承担向您支付报酬或提供署名的义务。我们可能将相关反馈和建议用于产品和服务的评估、改进、开发和完善。

我们欢迎您通过官方网站或相关产品提供的反馈入口，或通过电子邮箱与我们分享使用体验、遇到的问题和改进建议。

10. 条款更新与联系方式

我们可能根据产品功能、业务情况、平台要求或适用法律的变化更新本服务条款。

更新后的条款将在官方网站、相关产品或其他适当位置公布，并相应更新本条款顶部的“最后更新”信息。

如果相关变化依法需要另行通知或取得同意，我们将根据适用要求采取相应措施。

如您对本服务条款或相关产品和服务有疑问、意见、建议或请求，可以通过官方网站或相关产品提供的反馈入口提交相关内容，或通过以下电子邮箱与我们联系：

Please read and understand these Terms before using our products or services. By using our products or services, you agree to use them in accordance with these Terms and applicable law.

Certain products, platforms, or features may be subject to supplemental terms. Where supplemental terms contain specific provisions relating to a particular product, platform, or feature, those provisions will apply to the relevant matter.

1. Products and Services

We provide software, applications, and related digital products and services.

Proud Life Calculator is a calculation and utility tool that provides basic and scientific calculations, as well as other calculation, conversion, and supporting features.

We may modify, improve, or update product functionality, interfaces, content, or methods of providing services based on product development, technical conditions, user needs, legal requirements, or platform requirements.

Available features may vary depending on product version, device, operating system, country, or region.

2. License and Acceptable Use

Subject to your compliance with these Terms and applicable law, we grant you a limited, non-exclusive, non-transferable license to use our software and services for their intended purposes.

Except as otherwise permitted by applicable law or authorized by us, you may not:

• use our products or services for unlawful or fraudulent purposes or in a manner that infringes the lawful rights of others;
• copy, sell, rent, sublicense, or commercially distribute our software without authorization;
• make unauthorized modifications to the software, circumvent technical protection measures, or otherwise interfere with the normal operation of our products;
• use our products, services, or related content to infringe intellectual property rights, privacy rights, or other lawful rights of others; or
• use the services in a manner that may damage, disrupt, or place an unreasonable burden on our products, website, platforms, or related infrastructure.

Nothing in these Terms limits any rights that applicable law grants you and that cannot lawfully be excluded.

3. Purchases, Subscriptions, and Refunds

Some products or features may be provided free of charge, while others may require a one-time purchase, subscription, or other payment.

The applicable price, billing period, free trial (if any), subscription benefits, and other material purchase terms will be those displayed at the time of purchase by the relevant product and app store or payment platform.

Before making a purchase, please review the relevant features, pricing, and purchase terms and make sure the product meets your needs.

Where a purchase is made through Google Play, the Apple App Store, Microsoft Store, or another third-party platform, payments, renewals, cancellations, and refunds are generally handled by the applicable platform in accordance with its rules and applicable law.

Unless applicable law requires otherwise or the relevant platform rules provide otherwise, once a purchase has been completed, we generally do not directly accept or process refund requests for transactions completed through third-party platforms. If you wish to request a refund, you should generally submit your request through the platform used for the purchase in accordance with its refund policies and procedures. Refund eligibility and approval are generally determined by the applicable platform in accordance with its rules and applicable law.

For automatically renewing subscriptions, your subscription may renew according to the terms presented at purchase unless you cancel it within the time and in the manner required by the applicable platform.

You can review, manage, or cancel applicable subscriptions through the subscription management features provided by the platform through which you made the purchase.

Nothing in these Terms affects consumer rights that cannot lawfully be excluded or limited under applicable law.

4. Intellectual Property

Intellectual property rights in our software, website, interface designs, text, graphics, icons, program code, and other related content are owned by us or the applicable rights holders.

The license granted under these Terms is limited to using the relevant products and services for their intended purposes and does not transfer ownership or intellectual property rights to you.

You retain any rights you lawfully hold in your own content.

Third-party names, trademarks, products, content, and services remain the property of their respective rights holders.

5. Third-Party Platforms, Services, and Content

Our products or services may depend on, connect to, or provide access to platforms, app stores, operating systems, websites, or other services operated by third parties.

Third-party services are provided by the relevant third parties under their own terms, privacy policies, and rules. We do not control the continued availability, content, or operation of third-party services.

When you purchase, download, or use our products through a third-party platform, you may also be subject to that platform’s applicable terms and rules.

If these Terms conflict with mandatory terms of a third-party platform regarding payments, subscription management, refunds, downloading, or use, those mandatory terms and applicable law will prevail to the extent of the conflict.

6. Changes, Updates, and Discontinuation

We may update, modify, add to, or adjust products and services for product development, technical, security, operational, legal, or platform-related reasons.

Some updates may change product interfaces, functionality, or compatibility.

In reasonable circumstances, we may also discontinue a feature, product, or service. If an adjustment affects entitlements you have purchased, we will address the matter based on the circumstances, applicable law, and relevant app store or platform rules.

We do not guarantee that every feature, version, or service will remain unchanged or available indefinitely.

7. Disclaimers and Limitation of Liability

7.1 Calculation Results

Proud Life Calculator generates results based on the data you enter, the features you select, and the applicable calculation rules.

We make reasonable efforts to maintain the accuracy and proper operation of calculation features. However, results may be affected by input data, parameter settings, calculation methods, rounding methods, software versions, and other factors.

Before making important decisions, you should independently verify relevant data and results for your intended purpose and seek appropriate professional advice where necessary.

You are responsible for the data you enter, the parameters you select, and how you use calculation results.

7.2 Financial and Other Professional Information

Certain features may provide calculations relating to interest rates, investment returns, cash flows, loans, fixed-income calculations, financial metrics, and other related matters.

These features and their results are provided primarily for calculation, analytical, and informational purposes. They do not constitute investment, financial, tax, or legal advice, nor do they constitute a recommendation, solicitation, or guarantee regarding any investment, financial product, or transaction.

Actual outcomes may be affected by market conditions, financial institution rules, taxes, fees, exchange rates, assumptions, and other factors.

For investment, financing, tax, legal, or other important decisions, you should exercise independent judgment based on your circumstances and seek advice from appropriately qualified professionals where necessary.

7.3 Health-Related Calculations

Certain features may provide BMI or other body-related calculations.

These features and their results are provided primarily for general informational and calculation purposes and are not intended to diagnose, treat, or prevent disease or replace advice from a physician or other qualified healthcare professional.

Individual health circumstances vary. You should seek appropriate professional advice when making important health or medical decisions.

7.4 Product Availability and Limitation of Liability

Our products and services are provided in their current versions, subject to actual availability, and may be updated or modified from time to time.

We make reasonable efforts to maintain the proper operation of our products and services and the reliability of calculation features. However, software and digital services may be affected by devices, operating systems, networks, third-party platforms, software versions, technical failures, and other factors. We do not guarantee that our products and services will be uninterrupted, error-free, fully compatible, or suitable for every user’s particular needs in all circumstances.

We are not liable for losses arising from errors or inaccuracies in calculation results, software errors, technical failures, compatibility issues, service interruptions, failures of third-party services, incorrect user input, incorrect parameter selections, or misunderstanding of calculation results, except for liability that cannot be excluded or limited under applicable law.

8. Governing Law and Disputes

These Terms and your use of our products and services are generally governed by the laws of the Hong Kong Special Administrative Region, without affecting any rights you may have under mandatory consumer protection laws applicable in your country or region.

If a dispute arises relating to these Terms or our products or services, we encourage the parties to first attempt to resolve the matter through reasonable communication.

If a dispute cannot be resolved through communication, it may be addressed through a court of competent jurisdiction or another dispute resolution mechanism available under applicable law.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in effect, except as otherwise required by applicable law.

9. User Feedback and Suggestions

We value and appreciate feedback and suggestions from users based on their real experience with our products. Your feedback helps us better understand real-world needs and continue improving and refining our products and services.

To the extent permitted by applicable law, unless otherwise agreed between us, submitting feedback or suggestions does not, by itself, create an obligation for us to provide compensation or attribution. We may use such feedback and suggestions to evaluate, improve, develop, and refine our products and services.

We welcome you to share your experience, issues you encounter, and suggestions for improvement through feedback features on our official website or within our products, or by email.

10. Updates to These Terms and Contact Information

We may update these Terms as product functionality, business circumstances, platform requirements, or applicable laws change.

Updated Terms will be made available on our official website, within relevant products, or through other appropriate means, and the “Last Updated” information at the top of these Terms will be updated accordingly.

Where applicable law requires additional notice or consent for relevant changes, we will take appropriate measures.

If you have questions, comments, suggestions, or requests regarding these Terms or our related products and services, you may submit them through feedback features on our official website or within our products, or contact us at the email address below: